/* ParentalZen 共用设计系统 —— Cortica 质感 + 品牌 VI 色 + 双语 */
@import url('https://fonts.googleapis.com/css2?family=Plus+Jakarta+Sans:wght@500;600;700;800&family=Inter:wght@400;500;600&family=Noto+Sans+SC:wght@400;500;700;800&display=swap');
:root{
  --blue:#2E6FB8; --teal:#18A5B6; --purple:#7E54C6;
  --red:#E5322B; --yellow:#FFD400; --sky:#1BA8E8;
  --navy:#16364B; --ink:#2C4452; --muted:#62737E;
  --cream:#F7F3EC; --cream2:#FBF8F2; --surface:#FFFFFF;
  --mint:#E3F1EA; --blush:#FBE7E4; --paleblue:#E7F0FB; --lilac:#F0E9FB; --cream-card:#FBF1D8;
  --line:#EAE3D7;
  --r-lg:28px; --r-md:20px; --r-sm:14px; --r-pill:100px;
  --sh-card:0 30px 64px -32px rgba(22,54,75,.28);
  --sh-soft:0 14px 34px -22px rgba(22,54,75,.20);
  --fh:'Plus Jakarta Sans','Noto Sans SC',sans-serif;
  --fb:'Inter','Noto Sans SC',sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--fb);background:var(--cream);color:var(--ink);-webkit-font-smoothing:antialiased;overflow-x:hidden}
body.zh{font-family:'Noto Sans SC',sans-serif}
a{text-decoration:none;color:inherit}
img{display:block;max-width:100%}
h1,h2,h3,h4{font-family:var(--fh);color:var(--navy);letter-spacing:-.02em;line-height:1.1}
body.zh h1,body.zh h2,body.zh h3,body.zh h4{font-family:'Noto Sans SC',sans-serif;letter-spacing:0;font-weight:800}
.wrap{max-width:1200px;margin:0 auto;padding:0 28px}
.narrow{max-width:920px}
.eyebrow{display:inline-flex;align-items:center;gap:9px;color:var(--teal);font-family:var(--fh);font-weight:700;font-size:13px;letter-spacing:.08em;text-transform:uppercase}
body.zh .eyebrow{letter-spacing:.05em}
.eyebrow .dots{display:inline-flex;gap:4px}
.eyebrow .dots i{width:7px;height:7px;border-radius:50%}
.dot-r{background:var(--red)} .dot-y{background:var(--yellow)} .dot-s{background:var(--sky)}
.hl{color:var(--blue);white-space:nowrap;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 200 16' preserveAspectRatio='none'%3E%3Cpath d='M2 11 C40 3,80 3,120 8 S180 13,198 6' fill='none' stroke='%23FFD400' stroke-width='6' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:0 102%;background-size:100% .34em;padding-bottom:.06em}

/* 按钮 */
.btn{display:inline-flex;align-items:center;gap:9px;font-family:var(--fh);font-weight:700;font-size:15.5px;border-radius:var(--r-pill);cursor:pointer;transition:transform .2s,box-shadow .2s,background .2s,color .2s,border-color .2s;border:none}
body.zh .btn{font-family:'Noto Sans SC',sans-serif}
.btn-primary{background:var(--teal);color:#fff;padding:14px 28px;box-shadow:0 12px 24px -12px rgba(24,165,182,.7)}
.btn-primary:hover{background:#13909f;transform:translateY(-2px)}
.btn-outline{background:transparent;color:var(--navy);padding:13px 26px;border:1.6px solid var(--navy)}
.btn-outline:hover{background:var(--navy);color:#fff}
.btn-sm{padding:10px 20px;font-size:14px}

/* 公告条 */
.announce{background:var(--navy);color:#DCEAEC;font-size:13.5px;text-align:center;padding:9px 16px}
.announce a{color:#fff;font-weight:600;border-bottom:1px solid rgba(255,255,255,.4)}
.announce .em{color:var(--yellow);font-weight:700;margin-right:6px}

/* 导航 + 下拉 */
.nav{position:sticky;top:0;z-index:60;background:rgba(247,243,236,.88);backdrop-filter:blur(16px);-webkit-backdrop-filter:blur(16px);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;height:88px}
.nav .logo{height:62px}
.nav ul{display:flex;align-items:center;gap:26px;list-style:none}
.nav ul>li{position:relative}
.nav ul a{font-family:var(--fh);font-weight:600;font-size:15px;color:var(--navy);transition:color .2s;display:inline-flex;align-items:center;gap:5px}
body.zh .nav ul a{font-family:'Noto Sans SC',sans-serif}
.nav ul a:hover,.nav ul a.active{color:var(--teal)}
.nav .caret{font-size:11px;opacity:.7}
.nav .has-sub:hover>.submenu{opacity:1;visibility:visible;transform:translateY(0)}
.submenu{position:absolute;top:100%;left:0;transform:translateY(8px);display:flex;gap:6px;white-space:nowrap;background:#fff;border-radius:16px;box-shadow:var(--sh-card);padding:8px;list-style:none;opacity:0;visibility:hidden;transition:.2s;border:1px solid var(--line)}
.submenu::before{content:"";position:absolute;top:-14px;left:0;right:0;height:14px}
.submenu li{margin:0}
.submenu a{display:flex;gap:9px;align-items:center;padding:11px 16px;border-radius:10px;font-size:14.5px;font-weight:600;color:var(--ink)}
.submenu .lg{display:flex;flex-direction:column;min-width:148px}
.submenu .lg+.lg{border-left:1px solid var(--line)}
.submenu .gh{font-family:var(--fh);font-weight:700;font-size:11px;letter-spacing:.07em;text-transform:uppercase;color:var(--muted);padding:6px 16px 6px}
body.zh .submenu .gh{font-family:'Noto Sans SC',sans-serif;letter-spacing:.03em}
.submenu .lg a i{color:var(--teal);font-size:15px}
.submenu-fam{flex-direction:column;gap:2px;min-width:230px}
.submenu-svc{display:grid;grid-template-columns:1fr 1fr;gap:4px;min-width:400px}
.submenu-svc a i{color:var(--teal)}
.submenu a:hover{background:var(--mint);color:var(--navy)}
.submenu a i{color:var(--teal);font-size:16px}
.nav .actions{display:flex;align-items:center;gap:12px}
#langbtn{font-family:var(--fh);font-weight:700}
.burger{display:none;font-size:26px;color:var(--navy);background:none;border:none;cursor:pointer}
@media(max-width:1040px){
  .nav #pzmenu{position:fixed;top:88px;left:0;right:0;flex-direction:column;align-items:flex-start;gap:0;background:#fff;padding:10px 24px 24px;box-shadow:var(--sh-card);transform:translateY(-130%);transition:.3s;max-height:80vh;overflow:auto}
  .nav #pzmenu.open{transform:translateY(0)}
  .nav #pzmenu>li{width:100%;border-bottom:1px solid var(--line)}
  .nav #pzmenu>li>a{padding:15px 0;width:100%}
  /* 子菜单:移动端始终内联展开,用 .nav .submenu 提高优先级,避免被 #pzmenu 的 fixed 规则误伤 */
  .nav .submenu{position:static!important;display:flex;flex-direction:column;align-items:flex-start;white-space:normal;opacity:1;visibility:visible;transform:none!important;box-shadow:none;border:none;padding:2px 0 12px 14px;min-width:0;background:transparent;top:auto;max-height:none;overflow:visible}
  .nav .submenu-svc{display:flex;grid-template-columns:none;min-width:0;gap:0}
  .nav .submenu .lg{min-width:0}
  .nav .submenu .lg+.lg{border-left:none}
  .nav .caret{display:none}
  .burger{display:block}
  .nav .actions .btn-outline:not(#langbtn){display:none}
  #langbtn{display:inline-flex;order:-1}
}

/* 子页面 banner */
.page-banner{background:var(--cream2);border-bottom:1px solid var(--line);padding:64px 0 56px;position:relative;overflow:hidden}
.page-banner::after{content:"";position:absolute;width:280px;height:280px;border-radius:50%;background:var(--mint);right:-80px;top:-90px;opacity:.6}
.page-banner .wrap{position:relative;z-index:2}
.page-banner .crumbs{font-size:13.5px;color:var(--muted);margin-bottom:14px;font-family:var(--fh)}
.page-banner .crumbs a:hover{color:var(--teal)}
.page-banner h1{font-size:clamp(34px,4vw,54px);font-weight:800;margin-bottom:16px}
.page-banner p{color:var(--muted);font-size:18px;line-height:1.7;max-width:640px}
.page-banner .spark{position:absolute;border-radius:50%}
.page-banner .spark.y{width:16px;height:16px;background:var(--yellow);right:120px;top:60px;z-index:3}
.page-banner .spark.r{width:12px;height:12px;background:var(--red);right:40px;bottom:50px;z-index:3}

/* 通用 section */
.section{padding:90px 0}
.section.tight{padding:60px 0}
.sec-head{max-width:720px;margin:0 auto 54px;text-align:center}
.sec-head.left{margin-left:0;text-align:left}
.sec-head h2{font-size:clamp(30px,3.4vw,46px);font-weight:800;margin:14px 0 14px}
.sec-head p{color:var(--muted);font-size:17px;line-height:1.7}
.bg-soft{background:var(--cream2)}
.bg-mint{background:var(--mint)}

/* prose 正文 */
.prose{max-width:760px;margin:0 auto;font-size:17px;line-height:1.85;color:var(--ink)}
.prose p{margin-bottom:20px}
.prose h3{font-size:24px;margin:36px 0 14px;color:var(--navy)}
.prose ul{margin:0 0 20px 22px}
.prose li{margin-bottom:8px}
.prose strong{color:var(--navy)}

/* 干预理念 editorial 长文 */
.lede{font-size:20px;line-height:1.9;color:var(--navy);font-weight:500;margin-bottom:30px}
body.zh .lede{font-weight:600}
.prose h3{position:relative}
.found-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 56px;max-width:820px;margin:0 auto}
.found{padding:24px 0;border-top:2px solid var(--line)}
.found .n{font-family:var(--fh);font-weight:800;color:var(--teal);font-size:13px;letter-spacing:.08em}
.found h4{font-size:19px;margin:7px 0 9px;color:var(--navy)}
.found p{color:var(--muted);font-size:15px;line-height:1.75}
.callout{background:var(--mint);border-radius:var(--r-lg);padding:36px 40px;max-width:820px;margin:0 auto;text-align:center}
.callout .sum{font-family:var(--fh);font-weight:600;font-size:18px;color:var(--navy);line-height:1.75}
body.zh .callout .sum{font-family:'Noto Sans SC',sans-serif}
.callout .arrow{margin-top:18px;font-family:var(--fh);font-weight:800;color:var(--teal);font-size:16.5px}
body.zh .callout .arrow{font-family:'Noto Sans SC',sans-serif}
@media(max-width:720px){.found-grid{grid-template-columns:1fr}}

/* HERO (home) */
.hero{padding:70px 0 88px}
.hero-grid{display:grid;grid-template-columns:1.04fr .96fr;gap:48px;align-items:center}
.hero h1{font-size:clamp(31px,3.3vw,46px);font-weight:800;line-height:1.16;margin:20px 0 24px;color:var(--navy)}
body.zh .hero h1{font-size:clamp(28px,3.1vw,44px);line-height:1.28}
.hero p.lead{font-size:19px;line-height:1.7;color:var(--muted);max-width:510px;margin-bottom:32px}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap;align-items:center}
.hero-visual{position:relative;display:flex;justify-content:center;align-items:center;min-height:500px}
.circle{width:430px;height:430px;border-radius:50%;object-fit:cover;box-shadow:var(--sh-card)}
.pill{position:absolute;background:#fff;border-radius:18px;box-shadow:var(--sh-soft);padding:12px 15px;display:flex;align-items:center;gap:11px;font-family:var(--fh);max-width:225px}
body.zh .pill{font-family:'Noto Sans SC',sans-serif}
.pill .pi{min-width:38px;height:38px;border-radius:11px;display:flex;align-items:center;justify-content:center;font-size:18px}
.pill b{display:block;font-size:13.5px;color:var(--navy);line-height:1.25}
.pill small{font-size:11.5px;color:var(--muted)}
.pi.mint{background:var(--mint);color:#2E8B6E}.pi.blush{background:var(--blush);color:var(--red)}.pi.blue{background:var(--paleblue);color:var(--blue)}
.p1{top:24px;left:-10px;animation:fl 5s ease-in-out infinite}
.p2{top:130px;right:-18px;animation:fl 5s ease-in-out .8s infinite}
.p3{bottom:54px;left:-26px;animation:fl 5s ease-in-out 1.6s infinite}
@keyframes fl{0%,100%{transform:translateY(0)}50%{transform:translateY(-10px)}}
.spark{position:absolute;border-radius:50%}
.hero .spark.y{width:18px;height:18px;background:var(--yellow);top:0;right:120px}
.hero .spark.r{width:13px;height:13px;background:var(--red);bottom:30px;right:40px}
.hero .spark.s{width:15px;height:15px;background:var(--sky);top:200px;left:8px}

/* 保险条 */
.insurers{background:var(--navy)}
.insurers .wrap{display:flex;align-items:center;justify-content:center;gap:46px;padding:24px 28px;flex-wrap:wrap}
.insurers .lab{color:#9DBCC0;font-size:14px;font-family:var(--fh);font-weight:600}
.insurers span.n{font-family:var(--fh);font-weight:700;font-size:21px;color:#E7F0F1;opacity:.92}

/* 博客文章详情页 */
.article-head{max-width:820px;margin:0 auto;text-align:center}
.acat{display:inline-block;font-family:var(--fb);font-weight:700;font-size:12.5px;letter-spacing:.02em;color:#fff;background:var(--blue);padding:5px 14px;border-radius:var(--r-pill);margin-bottom:18px}
body.zh .acat{font-family:'Noto Sans SC',sans-serif}
.acat.c-basics{background:var(--blue)} .acat.c-aba{background:var(--teal)} .acat.c-ins{background:var(--purple)} .acat.c-home{background:var(--sky)}
.article-head h1{font-size:clamp(30px,3.4vw,44px);line-height:1.18;margin-bottom:18px}
.ameta{display:flex;align-items:center;justify-content:center;gap:18px;color:var(--muted);font-size:14px;font-family:var(--fb)}
body.zh .ameta{font-family:'Noto Sans SC',sans-serif}
.ameta span{display:inline-flex;align-items:center;gap:6px}
.article-hero{max-width:960px;margin:36px auto 0;border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--sh-card);aspect-ratio:16/7}
.article-hero img{width:100%;height:100%;object-fit:cover}
.article-back{max-width:760px;margin:0 auto 40px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:14px}
.article-back a.bk{display:inline-flex;align-items:center;gap:8px;font-family:var(--fh);font-weight:700;color:var(--teal)}
body.zh .article-back a.bk{font-family:'Noto Sans SC',sans-serif}

/* 8 步照护路径（竖向时间线，分 3 阶段配色） */
.pathway{position:relative;max-width:860px;margin:0 auto}
.pathway::before{content:"";position:absolute;left:29px;top:24px;bottom:24px;width:2px;background:linear-gradient(180deg,var(--blue),var(--purple) 45%,var(--teal))}
.pphase{position:relative;display:flex;align-items:center;gap:12px;margin:0 0 18px;padding-left:78px}
.pphase:not(:first-child){margin-top:14px}
.pphase .pl{font-family:var(--fh);font-weight:800;font-size:12.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
body.zh .pphase .pl{font-family:'Noto Sans SC',sans-serif;letter-spacing:.04em}
.pphase .pline{flex:1;height:1px;background:var(--line)}
.pstep{position:relative;display:grid;grid-template-columns:60px 1fr;gap:24px;margin-bottom:16px}
.pstep:last-child{margin-bottom:0}
.pnode{width:60px;height:60px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:var(--fh);font-weight:800;font-size:22px;color:#fff;box-shadow:0 8px 20px -8px rgba(22,54,75,.5);position:relative;z-index:2;border:4px solid var(--cream2)}
.pstep.ph1 .pnode{background:var(--blue)} .pstep.ph2 .pnode{background:var(--purple)} .pstep.ph3 .pnode{background:var(--teal)}
.pcard{background:#fff;border-radius:var(--r-md);box-shadow:var(--sh-soft);padding:20px 24px;transition:transform .2s,box-shadow .2s;cursor:pointer}
.pcard:hover{transform:translateX(4px);box-shadow:var(--sh-card)}
.pcard .pt{display:flex;align-items:center;gap:10px;margin-bottom:5px}
.pcard .pt i{font-size:18px;color:var(--teal)}
.pstep.ph1 .pcard .pt i{color:var(--blue)} .pstep.ph2 .pcard .pt i{color:var(--purple)}
.pcard h3{font-size:18px;margin:0}
.pcard .pchev{margin-left:auto;font-size:14px;color:var(--muted);transition:transform .3s}
.pcard.open .pchev{transform:rotate(180deg);color:var(--teal)}
.pcard p{font-size:14.5px;line-height:1.6;color:var(--muted);margin:0}
.pcard .who{display:inline-block;margin-top:9px;font-family:var(--fb);font-size:12px;font-weight:600;color:var(--ink);background:var(--cream);border:1px solid var(--line);padding:3px 10px;border-radius:var(--r-pill)}
body.zh .pcard .who{font-family:'Noto Sans SC',sans-serif}
.pcard .pmore{display:none;margin-top:14px;padding-top:14px;border-top:1px dashed var(--line)}
.pcard.open .pmore{display:block;animation:rfade .3s ease}
.pcard .pmore p{font-size:14px;line-height:1.7;color:var(--ink);margin-bottom:10px}
.pcard .pmore ul{margin:0;padding-left:18px}
.pcard .pmore li{font-size:13.5px;line-height:1.65;color:var(--muted);margin-bottom:5px}
.pcard .phint{display:inline-flex;align-items:center;gap:5px;margin-top:10px;font-family:var(--fh);font-weight:700;font-size:12.5px;color:var(--teal)}
body.zh .pcard .phint{font-family:'Noto Sans SC',sans-serif}
.pcard.open .phint{display:none}
@media(max-width:600px){.pathway::before{left:23px}.pstep{grid-template-columns:48px 1fr;gap:16px}.pnode{width:48px;height:48px;font-size:18px}.pphase{padding-left:64px}}

/* 博客（简洁卡片网格 + 分类筛选，参照主流 ABA 机构） */
.blog-filter{display:flex;flex-wrap:wrap;justify-content:center;gap:10px;margin-bottom:36px}
.bpill{background:#fff;border:1.5px solid var(--line);cursor:pointer;font-family:var(--fh);font-weight:700;font-size:14px;color:var(--ink);padding:9px 18px;border-radius:var(--r-pill);transition:all .2s}
body.zh .bpill{font-family:'Noto Sans SC',sans-serif}
.bpill:hover{border-color:var(--teal);color:var(--teal)}
.bpill.active{background:var(--navy);border-color:var(--navy);color:#fff}
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.blog-card{background:#fff;border-radius:var(--r-md);overflow:hidden;box-shadow:var(--sh-soft);display:flex;flex-direction:column;transition:transform .25s,box-shadow .25s}
.blog-card:hover{transform:translateY(-5px);box-shadow:var(--sh-card)}
.blog-card .thumb{position:relative;aspect-ratio:16/10;overflow:hidden}
.blog-card .thumb img{width:100%;height:100%;object-fit:cover;transition:transform .4s}
.blog-card:hover .thumb img{transform:scale(1.05)}
.blog-card .bcat{position:absolute;left:12px;top:12px;font-family:var(--fb);font-weight:700;font-size:11.5px;letter-spacing:.02em;color:#fff;padding:4px 11px;border-radius:var(--r-pill);background:var(--teal)}
body.zh .blog-card .bcat{font-family:'Noto Sans SC',sans-serif}
.blog-card .bcat.c-basics{background:var(--blue)} .blog-card .bcat.c-aba{background:var(--teal)}
.blog-card .bcat.c-ins{background:var(--purple)} .blog-card .bcat.c-home{background:var(--sky)}
.blog-card .bbody{padding:20px 20px 22px;display:flex;flex-direction:column;flex:1}
.blog-card h3{font-size:18px;line-height:1.32;margin-bottom:8px}
.blog-card p{font-size:14px;line-height:1.6;color:var(--muted);margin-bottom:16px}
.blog-card .bmeta{margin-top:auto;display:flex;align-items:center;justify-content:space-between;font-family:var(--fb);font-size:12.5px;color:var(--muted)}
body.zh .blog-card .bmeta{font-family:'Noto Sans SC',sans-serif}
.blog-card .bmeta .soon{color:var(--teal);font-weight:700}
.blog-hide{display:none!important}
@media(max-width:900px){.blog-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.blog-grid{grid-template-columns:1fr}}

/* 家庭资源 Tab 导航（Cortica 风格） */
.rtabs{position:sticky;top:88px;z-index:50;background:rgba(247,243,236,.92);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.rtabs .wrap{display:flex;gap:6px;overflow-x:auto;scrollbar-width:none}
.rtabs .wrap::-webkit-scrollbar{display:none}
.rtab{flex:0 0 auto;background:none;border:none;cursor:pointer;font-family:var(--fh);font-weight:700;font-size:15.5px;color:var(--muted);padding:18px 18px 16px;border-bottom:3px solid transparent;transition:color .2s,border-color .2s;display:inline-flex;align-items:center;gap:8px;white-space:nowrap}
body.zh .rtab{font-family:'Noto Sans SC',sans-serif}
.rtab i{font-size:17px;opacity:.85}
.rtab:hover{color:var(--navy)}
.rtab.active{color:var(--teal);border-bottom-color:var(--teal)}
.rpanel{display:none}
.rpanel.show{display:block;animation:rfade .35s ease}
@keyframes rfade{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
@media(max-width:680px){.rtabs{top:88px}.rtab{font-size:14px;padding:15px 13px 13px}.rtab i{display:none}}

/* 保险公司 Logo 横排（Cortica 风格灰度） */
.logos-band{padding:30px 0 6px}
.logos-band .lab{display:block;text-align:center;font-family:var(--fh);font-weight:700;font-size:14px;letter-spacing:.04em;color:var(--muted);margin-bottom:24px}
body.zh .logos-band .lab{font-family:'Noto Sans SC',sans-serif;letter-spacing:0}
.logo-row{display:flex;align-items:center;justify-content:center;gap:clamp(26px,4vw,56px);flex-wrap:wrap}
.logo-row img{height:34px;width:auto;max-width:150px;object-fit:contain;filter:grayscale(1);opacity:.55;transition:filter .25s,opacity .25s}
.logo-row img:hover{filter:grayscale(0);opacity:1}
.logo-row img.lg{height:40px} .logo-row img.sm{height:46px;max-width:90px}
.logos-note{text-align:center;color:var(--muted);font-size:12.5px;margin-top:20px}
.logos-note .upd{display:block;margin-top:4px;font-size:11.5px;opacity:.8}
@media(max-width:680px){.logo-row{gap:24px}.logo-row img{height:28px}.logo-row img.sm{height:38px}}

/* 政策卡（取消 / 迟到 / 病假） */
.policy-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.policy-card{background:#fff;border-radius:var(--r-lg);box-shadow:var(--sh-soft);padding:28px 26px;display:flex;flex-direction:column}
.policy-card .pi{width:50px;height:50px;border-radius:14px;display:flex;align-items:center;justify-content:center;font-size:23px;margin-bottom:16px}
.policy-card.c1 .pi{background:var(--paleblue);color:var(--blue)}
.policy-card.c2 .pi{background:var(--cream-card);color:#B7860B}
.policy-card.c3 .pi{background:var(--blush);color:var(--red)}
.policy-card h3{font-size:19px;margin-bottom:10px}
.policy-card p{font-size:14.5px;line-height:1.7;color:var(--muted)}
.policy-card .app-line{margin-top:auto;padding-top:16px}
.policy-card .app-btn{display:inline-flex;align-items:center;gap:9px;font-family:var(--fh);font-weight:700;font-size:14px;color:#fff;background:var(--navy);padding:10px 18px;border-radius:var(--r-pill)}
body.zh .policy-card .app-btn{font-family:'Noto Sans SC',sans-serif}
.policy-card .app-btn:hover{background:var(--teal)}
@media(max-width:880px){.policy-grid{grid-template-columns:1fr}}

/* 付费方案卡 */
.pay-opts{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:32px}
.pay-card{background:#fff;border-radius:var(--r-lg);box-shadow:var(--sh-soft);padding:28px 26px;border-top:4px solid var(--teal)}
.pay-card.oon{border-top-color:var(--sky)} .pay-card.pay{border-top-color:var(--purple)}
.pay-card .pi{width:46px;height:46px;border-radius:13px;background:var(--mint);display:flex;align-items:center;justify-content:center;font-size:21px;color:var(--teal);margin-bottom:15px}
.pay-card.oon .pi{background:var(--paleblue);color:var(--sky)} .pay-card.pay .pi{background:var(--lilac);color:var(--purple)}
.pay-card h3{font-size:19px;margin-bottom:9px}
.pay-card p{font-size:14.5px;line-height:1.65;color:var(--muted)}
.pay-tags{display:flex;flex-wrap:wrap;gap:8px;margin-top:16px}
.pay-tags span{font-size:12.5px;font-weight:600;font-family:var(--fb);color:var(--ink);background:var(--cream);border:1px solid var(--line);padding:4px 11px;border-radius:var(--r-pill)}
body.zh .pay-tags span{font-family:'Noto Sans SC',sans-serif}
@media(max-width:680px){.pay-opts{grid-template-columns:1fr}}

/* 按州分组的网内保险 */
.ins-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:8px}
.ins-col{background:#fff;border-radius:var(--r-lg);box-shadow:var(--sh-soft);padding:26px 24px 22px;display:flex;flex-direction:column}
.ins-col .ins-h{display:flex;align-items:center;gap:10px;padding-bottom:14px;margin-bottom:16px;border-bottom:1.5px solid var(--line)}
.ins-col .ins-h .st{font-family:var(--fh);font-weight:800;font-size:18px;color:var(--navy)}
body.zh .ins-col .ins-h .st{font-family:'Noto Sans SC',sans-serif}
.ins-col .ins-h .ab{margin-left:auto;font-family:var(--fb);font-weight:700;font-size:12px;letter-spacing:.06em;color:#fff;background:var(--teal);padding:4px 11px;border-radius:var(--r-pill)}
.ins-list{list-style:none;display:flex;flex-direction:column;gap:11px}
.ins-list li{display:flex;align-items:flex-start;gap:10px;font-family:var(--fb);font-size:15px;font-weight:600;color:var(--ink);line-height:1.35}
body.zh .ins-list li{font-family:'Noto Sans SC',sans-serif}
.ins-list li i{color:var(--teal);font-size:17px;margin-top:1px;flex-shrink:0}
.ins-list li small{display:block;font-weight:500;font-size:12.5px;color:var(--muted);margin-top:1px}
.ins-list li.pending i{color:var(--muted)}
.ins-list li.pending{color:var(--muted);font-weight:500}
.ins-list li .tag{font-size:11px;font-weight:700;color:var(--purple);background:var(--lilac);padding:1px 8px;border-radius:var(--r-pill);margin-left:4px;white-space:nowrap}
.ins-list li .tag.wait{color:#9a6b12;background:#FBF1D8}
.ins-col.ca .ins-h .ab{background:var(--blue)} .ins-col.wa .ins-h .ab{background:var(--sky)} .ins-col.ma .ins-h .ab{background:var(--purple)}
@media(max-width:880px){.ins-grid{grid-template-columns:1fr}}

/* 四支柱 */
.pillars{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.pcard{background:#fff;border-radius:var(--r-lg);padding:30px 26px;box-shadow:var(--sh-soft);text-align:center}
.pcard .pic{width:60px;height:60px;border-radius:18px;display:flex;align-items:center;justify-content:center;font-size:27px;margin:0 auto 18px}
.pcard:nth-child(1) .pic{background:var(--paleblue);color:var(--blue)}
.pcard:nth-child(2) .pic{background:var(--mint);color:#2E8B6E}
.pcard:nth-child(3) .pic{background:var(--lilac);color:var(--purple)}
.pcard:nth-child(4) .pic{background:var(--cream-card);color:#C79A12}
.pcard h3{font-size:18px;font-weight:700;margin-bottom:9px}
.pcard p{color:var(--muted);font-size:14px;line-height:1.6}

/* 引导思考 */
.gtp-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
.gtp h2{font-size:clamp(28px,3.2vw,42px);font-weight:800;margin:14px 0 18px}
.gtp p.intro{color:var(--muted);font-size:16.5px;line-height:1.75;margin-bottom:26px}
.abil{display:flex;flex-wrap:wrap;gap:10px}
.abil span{background:#fff;border:1px solid var(--line);border-radius:var(--r-pill);padding:9px 16px;font-family:var(--fh);font-weight:600;font-size:14px;color:var(--navy);display:inline-flex;align-items:center;gap:8px}
body.zh .abil span{font-family:'Noto Sans SC',sans-serif}
.abil span i{color:var(--teal);font-size:14px}
.gtp-visual{position:relative}
.gtp-visual img{width:100%;border-radius:var(--r-lg);box-shadow:var(--sh-card);aspect-ratio:4/4.3;object-fit:cover}
.gtp-visual .qbadge{position:absolute;top:-16px;right:-16px;background:var(--yellow);color:#5A4A00;font-family:var(--fh);font-weight:800;width:96px;height:96px;border-radius:50%;display:flex;align-items:center;justify-content:center;text-align:center;font-size:13px;line-height:1.2;box-shadow:var(--sh-soft);padding:8px}
body.zh .gtp-visual .qbadge{font-family:'Noto Sans SC',sans-serif}

/* 成长循环 */
.loop{background:linear-gradient(135deg,#16364B 0%,#1C5566 100%);color:#fff}
.loop .sec-head h2{color:#fff}.loop .sec-head p{color:#B7D0D3}.loop .eyebrow{color:var(--yellow)}
.cycle{display:flex;flex-wrap:wrap;justify-content:center;align-items:center;gap:12px;max-width:920px;margin:0 auto}
.cnode{display:flex;align-items:center;gap:12px}
.cnode .chip{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);border-radius:var(--r-pill);padding:14px 24px;font-family:var(--fh);font-weight:700;font-size:16px;color:#fff;display:flex;align-items:center;gap:10px;backdrop-filter:blur(4px)}
body.zh .cnode .chip{font-family:'Noto Sans SC',sans-serif}
.cnode .chip i{font-size:17px}
.cnode:nth-child(1) .chip i{color:var(--sky)}.cnode:nth-child(2) .chip i{color:var(--yellow)}.cnode:nth-child(3) .chip i{color:#7FD3C6}.cnode:nth-child(4) .chip i{color:#F4A28E}.cnode:nth-child(5) .chip i{color:#B79CE8}.cnode:nth-child(6) .chip i{color:var(--yellow)}.cnode:nth-child(7) .chip i{color:#7FD3C6}
.cnode .arr{color:rgba(255,255,255,.4);font-size:15px}
.cnode:last-child .arr{display:none}
.loop .foot{text-align:center;margin-top:40px;font-family:var(--fh);font-weight:600;font-size:18px;color:#DCEAEC}
body.zh .loop .foot{font-family:'Noto Sans SC',sans-serif}
.loop .foot b{color:var(--yellow)}

/* services 列表 */
.svc-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:center}
.svc-img{position:relative}
.svc-img img{width:100%;border-radius:var(--r-lg);box-shadow:var(--sh-card);aspect-ratio:4/4.4;object-fit:cover}
.svc-img .tag{position:absolute;bottom:-18px;left:-18px;background:#fff;border-radius:16px;box-shadow:var(--sh-soft);padding:14px 18px;font-family:var(--fh);font-weight:700;color:var(--navy);font-size:15px;display:flex;align-items:center;gap:10px}
body.zh .svc-img .tag{font-family:'Noto Sans SC',sans-serif}
.svc-img .tag i{color:var(--yellow);font-size:20px}
.svc-list{display:flex;flex-direction:column;gap:14px}
.svc-row{display:flex;gap:18px;align-items:flex-start;background:var(--surface);border-radius:var(--r-md);padding:22px 24px;border-left:5px solid var(--teal);box-shadow:var(--sh-soft);transition:transform .2s}
.svc-row:hover{transform:translateX(5px)}
.svc-row:nth-child(3n+1){border-left-color:var(--blue)}.svc-row:nth-child(3n+2){border-left-color:var(--teal)}.svc-row:nth-child(3n){border-left-color:var(--purple)}
.svc-row .si{min-width:46px;height:46px;border-radius:13px;display:flex;align-items:center;justify-content:center;font-size:21px}
.svc-row:nth-child(3n+1) .si{background:var(--paleblue);color:var(--blue)}.svc-row:nth-child(3n+2) .si{background:var(--mint);color:#2E8B6E}.svc-row:nth-child(3n) .si{background:var(--lilac);color:var(--purple)}
a.svc-row{text-decoration:none;color:inherit}
a.svc-row:hover h3{color:var(--teal)}
.svc-row h3{font-size:19px;font-weight:700;margin-bottom:5px}
.svc-row p{color:var(--muted);font-size:14.5px;line-height:1.6}
.svc-row .go{margin-left:auto;align-self:center;color:var(--muted);font-size:20px}

/* 卡片网格（服务总览/资源） */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.tile{background:#fff;border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--sh-soft);transition:transform .3s,box-shadow .3s;display:flex;flex-direction:column}
.tile:hover{transform:translateY(-8px);box-shadow:var(--sh-card)}
.tile .ph{height:200px;overflow:hidden}
.tile .ph img{width:100%;height:100%;object-fit:cover;transition:transform .5s}
.tile:hover .ph img{transform:scale(1.06)}
.tile .bd{padding:26px;display:flex;flex-direction:column;flex:1}
.tile .ic{width:52px;height:52px;border-radius:15px;background:var(--mint);color:var(--teal);display:flex;align-items:center;justify-content:center;font-size:24px;margin-bottom:16px}
.tile h3{font-size:21px;font-weight:700;margin-bottom:10px}
.tile p{color:var(--muted);font-size:14.5px;line-height:1.65;margin-bottom:18px;flex:1}
.more{display:inline-flex;align-items:center;gap:7px;color:var(--teal);font-family:var(--fh);font-weight:700;font-size:15px}
body.zh .more{font-family:'Noto Sans SC',sans-serif}
.more i{transition:transform .2s}.more:hover i{transform:translateX(4px)}

/* proud */
.proud-grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.proud h2{font-size:clamp(28px,3.2vw,42px);font-weight:800;margin-bottom:16px}
.proud p.intro{color:var(--muted);font-size:17px;line-height:1.7;margin-bottom:26px}
.stat-cards{display:flex;gap:18px;flex-wrap:wrap}
.scard{flex:1;min-width:140px;background:#fff;border-radius:var(--r-md);padding:24px 22px;box-shadow:var(--sh-soft);border-top:5px solid var(--yellow)}
.scard:nth-child(2){border-top-color:var(--teal)}.scard:nth-child(3){border-top-color:var(--blue)}
.scard b{font-family:var(--fh);font-weight:800;font-size:38px;color:var(--navy);line-height:1;display:block}
.scard span{color:var(--muted);font-size:13.5px;margin-top:8px;display:block;line-height:1.4}
.proud-photo img{width:100%;border-radius:var(--r-lg);box-shadow:var(--sh-card);aspect-ratio:5/4;object-fit:cover}

/* steps / process */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.steps.s4{grid-template-columns:repeat(4,1fr)}
.step{background:var(--surface);border-radius:var(--r-lg);padding:34px 30px;box-shadow:var(--sh-soft)}
.step .num{display:inline-flex;width:46px;height:46px;border-radius:50%;background:var(--cream-card);color:#C79A12;font-family:var(--fh);font-weight:800;font-size:19px;align-items:center;justify-content:center;margin-bottom:18px}
.step:nth-child(2) .num{background:var(--mint);color:#2E8B6E}.step:nth-child(3) .num{background:var(--paleblue);color:var(--blue)}.step:nth-child(4) .num{background:var(--lilac);color:var(--purple)}
.step h3{font-size:20px;font-weight:700;margin-bottom:10px}
.step p{color:var(--muted);font-size:14.5px;line-height:1.65}

/* locations */
.locs-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.loc{background:#fff;border-radius:var(--r-md);padding:26px 24px;box-shadow:var(--sh-soft);text-align:center}
.loc i{font-size:26px;color:var(--teal);margin-bottom:12px;display:block}
.loc b{font-family:var(--fh);color:var(--navy);font-size:17px;display:block}
body.zh .loc b{font-family:'Noto Sans SC',sans-serif}
.loc span{color:var(--muted);font-size:13px}
.state-group{margin-bottom:48px}
.state-group:last-child{margin-bottom:0}
.state-h{font-size:23px;display:flex;align-items:center;gap:11px;margin-bottom:22px;padding-bottom:14px;border-bottom:2px solid var(--line)}
.state-h i{color:var(--teal)}
.state-h .cnt{font-family:var(--fb);font-weight:600;font-size:13px;color:var(--teal);background:var(--mint);padding:5px 13px;border-radius:var(--r-pill);margin-left:auto}
body.zh .state-h .cnt{font-family:'Noto Sans SC',sans-serif}
.loc-cards{display:flex;flex-direction:column;gap:20px}
.loc-card{background:#fff;border-radius:var(--r-lg);box-shadow:var(--sh-soft);overflow:hidden;display:grid;grid-template-columns:1fr 1.2fr}
.loc-card .map{background:var(--mint);min-height:200px;display:flex;align-items:center;justify-content:center;color:var(--teal);font-size:44px}
.loc-card .info{padding:30px}
.loc-card h3{font-size:22px;margin-bottom:10px}
.loc-card .meta{color:var(--muted);font-size:14.5px;line-height:1.8;margin-bottom:16px}
.loc-card .meta i{color:var(--teal);width:22px}

/* FAQ */
.faq{max-width:840px;margin:0 auto;display:flex;flex-direction:column;gap:12px}
.faq details{background:#fff;border-radius:var(--r-md);box-shadow:var(--sh-soft);border:1px solid var(--line);overflow:hidden}
.faq summary{list-style:none;cursor:pointer;padding:22px 26px;font-family:var(--fh);font-weight:700;color:var(--navy);font-size:17px;display:flex;justify-content:space-between;align-items:center;gap:16px}
body.zh .faq summary{font-family:'Noto Sans SC',sans-serif}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"\2304";font-size:22px;color:var(--teal);transition:transform .2s;line-height:1}
.faq details[open] summary::after{transform:rotate(180deg)}
.faq .ans{padding:0 26px 22px;color:var(--muted);font-size:15px;line-height:1.75}

/* team */
.team-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.member{background:#fff;border-radius:var(--r-lg);box-shadow:var(--sh-soft);overflow:hidden;text-align:center;padding-bottom:24px}
.member .av{height:240px;background:var(--mint);overflow:hidden}
.member .av img{width:100%;height:100%;object-fit:cover}
.member h3{font-size:19px;margin:22px 0 4px}
.member .role{color:var(--teal);font-family:var(--fh);font-weight:700;font-size:13.5px;letter-spacing:.04em;text-transform:uppercase}
.member p{color:var(--muted);font-size:13.5px;line-height:1.6;padding:10px 24px 0}

/* contact */
.contact-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:48px;align-items:start}
.contact-info .ci{display:flex;gap:16px;margin-bottom:24px}
.contact-info .ci .ic{min-width:50px;height:50px;border-radius:14px;background:var(--mint);color:var(--teal);display:flex;align-items:center;justify-content:center;font-size:22px}
.contact-info .ci h4{font-size:16px;margin-bottom:3px}
.contact-info .ci p{color:var(--muted);font-size:14.5px;line-height:1.6}
.form-card{background:#fff;border-radius:var(--r-lg);box-shadow:var(--sh-card);padding:36px}
.form-card .fr{margin-bottom:16px}
.form-card label{display:block;font-family:var(--fh);font-weight:600;font-size:13.5px;color:var(--navy);margin-bottom:7px}
body.zh .form-card label{font-family:'Noto Sans SC',sans-serif}
.form-card input,.form-card textarea{width:100%;padding:13px 16px;border-radius:var(--r-sm);border:1px solid var(--line);background:var(--cream2);font-family:inherit;font-size:14.5px}
.form-card input:focus,.form-card textarea:focus{outline:none;border-color:var(--teal)}
.form-card textarea{min-height:120px;resize:vertical}

/* 大字 + 证言 */
.joyword{text-align:center;padding:30px 0 0}
.joyword span{font-family:var(--fh);font-weight:800;font-size:clamp(80px,15vw,200px);color:transparent;-webkit-text-stroke:2px #DfD6C6;letter-spacing:-.04em;line-height:.9}
.quote{max-width:840px;margin:0 auto;text-align:center}
.quote .mark{font-family:var(--fh);font-size:70px;color:var(--yellow);line-height:.5}
.quote p{font-family:var(--fh);font-weight:600;font-size:26px;line-height:1.5;color:var(--navy);margin:14px 0 24px}
body.zh .quote p{font-family:'Noto Sans SC',sans-serif}
.quote .who{color:var(--muted);font-size:15px}
.quote .who b{color:var(--navy);font-family:var(--fh)}

/* CTA */
.cta-final{position:relative;overflow:hidden;background:var(--navy);border-radius:var(--r-lg);padding:70px 48px;text-align:center;color:#fff}
.cta-final h2{color:#fff;font-size:clamp(28px,3.2vw,42px);font-weight:800;margin-bottom:14px}
.cta-final h2 .u{color:var(--yellow)}
.cta-final p{color:#B7D0D3;font-size:17px;margin-bottom:30px}
.cta-final .sp{position:absolute;border-radius:50%}
.cta-final .sp.a{width:20px;height:20px;background:var(--yellow);top:40px;left:14%}
.cta-final .sp.b{width:14px;height:14px;background:var(--red);bottom:50px;left:24%}
.cta-final .sp.c{width:16px;height:16px;background:var(--sky);top:60px;right:18%}

/* footer */
.footer{background:var(--navy);color:#A7C3C6;padding:64px 0 30px}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:40px}
.footer .logo{height:46px;margin-bottom:16px;filter:brightness(0) invert(1);opacity:.95}
.footer p.ab{font-size:14px;line-height:1.7;max-width:290px}
.footer h5{font-family:var(--fh);color:#fff;font-size:15px;margin-bottom:16px}
body.zh .footer h5{font-family:'Noto Sans SC',sans-serif}
.footer ul{list-style:none}
.footer ul li{margin-bottom:10px;font-size:14px}
.footer ul a:hover{color:var(--yellow)}
.footer .fcontact{display:flex;flex-direction:column;gap:9px;margin-top:16px}
.footer .fcontact a{display:inline-flex;align-items:center;gap:9px;font-size:14px;color:#C5DBDD}
.footer .fcontact a:hover{color:var(--yellow)}
.footer .fcontact a i{color:var(--teal);font-size:14px}
.footer .soc{display:flex;gap:12px;margin-top:18px}
.footer .soc a{width:38px;height:38px;border-radius:11px;background:rgba(255,255,255,.08);display:flex;align-items:center;justify-content:center;font-size:17px;transition:background .2s}
.footer .soc a:hover{background:var(--teal)}
.footer .copy{border-top:1px solid rgba(255,255,255,.12);margin-top:44px;padding-top:22px;font-size:13px;text-align:center;opacity:.7}

@media(max-width:980px){
  .hero-grid,.gtp-grid,.svc-grid,.proud-grid,.contact-grid,.loc-card{grid-template-columns:1fr;gap:40px}
  .hero-visual{min-height:440px}
  .pillars,.grid3,.grid4,.team-grid{grid-template-columns:1fr 1fr}
  .steps,.steps.s4,.locs-grid{grid-template-columns:1fr 1fr}
  .grid2{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:560px){
  .circle{width:84vw;max-width:360px;height:84vw;max-height:360px}
  .pillars,.grid3,.grid4,.grid2,.team-grid,.steps,.steps.s4,.locs-grid,.footer-grid{grid-template-columns:1fr}
  .stat-cards{flex-direction:column}
}